A Self Managed Super Fund gives you direct control over how your retirement savings are invested — but it also comes with significant responsibility. We help you decide if an SMSF is right for you, and guide you through every step if it is.
An SMSF is a private superannuation fund you run yourself, with up to six members (typically family members). Unlike industry or retail super funds, you are both the member and the trustee — meaning you're responsible for the fund's investment decisions, compliance obligations, and annual reporting.
SMSFs suit a specific type of investor. They work well for people with larger super balances, who want direct control over their investments, and who understand — or are willing to learn — the compliance obligations involved.
SMSFs are not for everyone. The ATO takes SMSF compliance seriously, and penalties for breaches can be severe — including fund disqualification and significant tax consequences. Before establishing an SMSF, it's essential to understand exactly what you're taking on.
Our role is to give you a clear, unbiased assessment of whether an SMSF is the right vehicle for your retirement savings. If it is, we help you set it up correctly. If it isn't, we'll tell you that too.
Explore Whether an SMSF Suits YouA straightforward conversation with Geoff could give you more clarity than years of going it alone. There's no obligation — just honest, practical advice from someone who's been doing this for over two decades.
