Planning for aged care — whether for yourself or a parent — involves complex financial decisions at an emotionally difficult time. We help families understand the costs, the options, and the choices available, so decisions are made clearly rather than under pressure.
Residential aged care in Australia involves a fee structure unlike anything else in financial planning — means-tested fees, refundable accommodation deposits, daily care fees, and ongoing living costs that interact in ways that are difficult to understand without specialist knowledge.
Most families encounter this system for the first time during a crisis, when a parent can no longer live at home independently. Having a clear understanding of what's involved — before that moment arrives — makes an enormous difference.
The best time to prepare for aged care is before you need it. If your parents are approaching their late seventies or early eighties and still living at home, now is a good time to understand what their options are and what the financial implications might be.
We work with families at every stage — from initial planning conversations to supporting families through the formal assessment process when a decision needs to be made quickly.
Aged care planning intersects with estate planning, Centrelink, and family law. We work alongside solicitors and accountants to ensure the decisions you make about aged care fit within a coherent, comprehensive plan for the whole family.
Plan for Aged Care TogetherA straightforward conversation with Geoff could give you more clarity than years of going it alone. There's no obligation — just honest, practical advice from someone who's been doing this for over two decades.
