The five years either side of retirement are when your financial decisions carry the most weight. The right moves in this window can add years of comfort; the wrong ones are hard to unwind.
The run-up to retirement is when the machinery of your financial plan matters most. Contribution caps and catch-up provisions, transition-to-retirement strategies, the shift from accumulation to income — each has a window, and the windows close.
It's also when the questions get personal: When can I actually afford to stop? What will we live on, month to month? What happens if the market falls the year after I retire?
The difference between a confident retirement and an anxious one is rarely the balance — it's the plan. Our job is making sure you know what you can spend, what's protected, and what happens in the bad years — because that's what changes how the whole chapter feels.
Talk to Our TeamBook a free initial consultation — no obligation, just an honest conversation about where you're at and where you'd like to be.