A redundancy or career change brings decisions that need to be made quickly — often at a time when you're least equipped to make them well. Clear advice early can protect what you've built.
Redundancy or a major career change can arrive with little warning, and it brings a cluster of decisions on someone else's timetable: what to do with the payout, what happens to your super, whether your insurance survives the transition, and how to bridge the gap until what comes next.
The stakes are higher than they look. Redundancy payments have concessional tax treatment only within limits; unused leave is taxed as income; and employer insurance usually ends the day you finish. Decisions made hastily in the first few weeks are often the most expensive ones.
Handled well, a career transition can leave you financially stronger: super consolidated, insurance right-sized, tax minimised, and a clear plan for the next chapter. Our approach is all about sequencing — knowing what has to happen now, and what should wait.
Talk to Our TeamBook a free initial consultation — no obligation, just an honest conversation about where you're at and where you'd like to be.