Every client comes to us with a different story. Here are some of the people we've been privileged to work with, and the outcomes we've achieved together.
These case studies are based on real client situations and outcomes. Names and identifying details have been changed.
Terry and Deb were worried about having enough money in retirement and stressed over managing their superannuation and investments. The complexity of their situation was creating real anxiety about whether they were on the right track.
Terry and Deb are now living a comfortable retirement with regular monthly income, which allows them to travel regularly and spend time with their grandkids. The stress of managing investments is gone — they use the time saved to do the things they enjoy.
We helped Terry and Deb downsize from the family home at the right time and developed a tailored long-term investment strategy with ongoing advice and support to fund the retirement lifestyle they had worked hard to achieve.
Rod and Jenny were managing their SMSF on their own — consisting of term deposits and a small number of shares — but found it time consuming and stressful. They realised term deposits were likely sending them backwards in real terms, but didn't know what they didn't know. They were also concerned about the costs of seeking professional advice.
Rod and Jenny feel relieved to be free from the burden of managing their SMSF day to day. They now have confidence in a tailored investment strategy and a trusted adviser they can speak to whenever concerns arise. Where costs were once a concern, they now appreciate the benefits, value and peace of mind that professional advice provides. Rod recently told us: "We always feel so much better after meeting with you."
We developed a tailored long-term investment strategy for their SMSF with ongoing advice and personalised support, including regular review meetings. We also introduced consolidated online performance reporting and cost-effective SMSF accounting services.
Meghan had been advised to invest in unsuitable investments by an accountant providing ancillary investment advice. She subsequently lost considerable sums of money, putting in doubt the comfortable retirement she had diligently worked towards. The experience caused great stress and left her with a deep distrust of financial advisers.
Meghan's investments are now more diversified, suitable and less volatile — providing much more comfort that her assets are being prudently managed. Financial modelling we prepared gave her confidence to make a major financial decision and confirmed she is getting back on track to retire comfortably. Meghan regularly expresses her gratitude for helping her feel more confident in her future.
Despite her initial mistrust of advisers, Meghan was referred to us by an existing client. After initially stabilising her investments and developing a deeper understanding of her goals, we implemented a more suitable investment strategy that also accounts for her and her partner's Centrelink requirements.
Harriet received a significant inheritance and was overwhelmed by the choices available to her. She didn't know what she should do with it and felt burdened by the responsibility of managing such a meaningful sum wisely.
Ferncourt Advice has become a trusted source of advice, information and support for Harriet. Our advice has allowed her to reach financial freedom in a short amount of time and at a relatively young age. Being single, Harriet particularly values having someone she can trust to help her make decisions — and appreciates the detailed explanations and patient approach we take.
We developed a tailored long-term investment strategy with ongoing advice and personalised support that effectively manages ongoing tax and CGT liabilities, as well as periodic lump sum withdrawals. Her investments are complemented by a cost-effective administration service which removes the day-to-day admin burden, further reducing her mental load.
Toby had his super spread across multiple funds and could barely keep track of them — the result of a successful career in finance that involved many promotions and new positions. Along with multiple accounts came various unnecessary insurances eating away at his returns, plus the fees from each fund.
Toby now has his super in one account, giving him a much clearer view of his wealth and how it's progressing. Although he values our advice, Toby works in finance and enjoys managing a portion of his super himself — and we've helped him find a solution that allows for this. His fees are lower, his insurance is right-sized, and Toby regularly refers new clients to us as a show of gratitude.
We consolidated Toby's superannuation and reviewed his insurance needs through a thorough needs analysis. We then researched the market to find a suitable superannuation provider that meets his need to receive professional advice while also having the flexibility to make his own investment and trading decisions within the fund.
Book a no-obligation initial consultation — an honest conversation about where you are today and where you want to be.