Outline
of our service
Our expertise is in professional investment management and
strategic financial planning. We act as our clients' key trusted financial
adviser. We work closely with clients' other professional advisers (e.g.
accounting, legal, banking, etc) to achieve an effective co-ordinated
outcome. We are also an educator and mentor for our clients' overall life and
family goals.
Key components of our services include direct share and managed
fund advice, tailored personal portfolio management, superannuation and
allocated pension advice and services (both Self Managed Super and Public
Offer Services), retirement planning and wealth protection.
If you are interested in our service please contact us for a
confidential discussion, during which we will build up an initial
understanding of your broad situation and requirements, and how our service
can best fit your requirements. There is no cost or obligation for this discussion.
Specialist
in Personal Financial Independence
Our particular expertise is:
- Building and managing your retirement capital and income.
- Developing and implementing a financial independence
"game-plan", tailored to achieving your individual financial needs
and goals.
Investing
for sustainable income
Nearly all of our retired clients (or clients planning their
retirement) have a common goal - to optimize the after cost income from their
retirement capital, while having sufficient growth to offset the impact of
inflation over the medium to long term.
I have been assisting clients in this endeavor for over 20 years.
Here are some key points in relation to our approach:
- The focus is on optimizing the after cost running yield of
the portfolio, while having sufficient high quality growth assets designed
to offset inflation over the medium to long term.
- The approach is designing to minimize the necessity to sell
market linked assets at unfavorable times.
- Unnecessary costs are minimized by the use of direct ASX
listed securities, term deposits, and wholesale funds.
- All income (dividends, distributions, interest) is directed
into the portfolio's cash account. From this account we set up a direct
monthly payment into your cash working account (i.e. you get paid a set
monthly 'salary' in retirement).
- Markets, legislation and your requirements will change over
time. We keep your strategy on track by:
- Regular portfolio
reviews;
- Pro-active advice between
reviews if we believe things need changing;
- Being available to take
your queries at any time, and advise you appropriately.
- We use top quality independent research when designing and
managing your strategy.
- To eliminate conflicts of interest we are fee for service.
- We don't do tax accounting. Our focus is on investment
planning. We believe clients achieve the best results when they use a
dedicated tax accountant, in conjunction with a dedicated investment
adviser (rather than using a service trying to do both).
- We give clients the option of using a portfolio
administration service or not (our fee is the same).
- Client's electing to receive the investment paperwork
themselves can achieve further cost savings.
- Alternatively, clients can have cost effective convenience
via an administration service: we constantly search for the most cost
effective administration solutions in the market.
- Either way we maintain your portfolio details in our
reporting database, and provide you regular consolidation portfolio
reports.
- We do not operate managed discretionary accounts. We always provide you written advice prior to acting on your instructions. This means you are always in control.
- Our service also covers assisting your accountant in
preparing your portfolio's returns.
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