i.  Budget review tool - Review your household budget to help save money!

The Budget review tool is designed to help review and reduce your annual cost of living. By doing this you will save money!

Items entered into the Budgeting tool are automatically brought forward into the 'Budget review' tool for review. You then elect to 'Retain, Reduce or Remove' each expense item. The budget review tool illustrates the annual saving opportunity per item, whilst building a 'Budget Review Action List' in the background.

Clients are then tasked with implementing their ‘Budget Review Action List'. Substantial savings resulting in many dollars per annum can be achieved by running through this very simple process.

ii. Debt consolidation tool

Clients experiencing financial difficulties due to multiple loan repayments may find relief by consolidating these debts into a single loan. By consolidating multiple debts one can usually negotiate a lower interest rate for that single outstanding debt and therefore reduce the monthly repayment amount.

Our new Debt consolidation tool calculates the monthly reduction amount receivable by consolidating multiple debts into a single loan.

Feel free to offer the use of these tools to others you think may benefit from them.

To start using these Tools simply click on the Financial Tools or Calculators button in the menu bar, login or register and away you go.

Another significant benefit of these tools is that you can use them, leave, and when you come back to keep working on, say  a budget or test some Super strategies, the information you entered previously is there waiting for you.

Your Financial Planner