Everyone insures their home and their car, but what about you?
Most people fail to protect their greatest asset – their ability to continue to generate income and wealth from now to retirement.
Personal insurance protects you if you become temporarily or permanently ill or disabled. It protects your family, your staff and/or your business partners should you suffer premature death.
We specialise in assessing the major Australian personal insurance providers to provide advice and implementation solutions on,
Life Insurance
Protects your family &/or business partner if you pass away prematurely
Pays a lump sum upon death
Clears debts and funds an income for your family
Income Protection Insurance
Pays a regular income if you are unable to work due to sickness or injury
Helps to cover your living expenses
Allows you to continue repaying your mortgage and reducing debt
Pays up to age 65
Can pay regular contributions to your superannuation to fund your retirement
Salary Continuance Insurance
Pays a regular income if you are unable to work due to sickness or injury
Pays for up to two years
Can be funded from a superannuation account balance
Total & Permanent Disability (TPD) insurance
Pays a lump sum if you are diagnosed with a total and permanent disability
Trauma Insurances
Pays a lump sum if you are diagnosed with many of the common illnesses
Funds a cash payment if you have a serious injury
Key Man Insurance
Pays a lump sum if a significant member of your business suffers an illness
Funds a cash payment if a 'key' staff member passes away
Business Expense Insurance
Helps self employed Australians in the event of illness or accident
Covers the cost of running the business whilst you recover
Helps pay for staff, rent, loan repayments and ongoing business expenses
