Home & Content Insurance

At KTA Insurance Brokers, we are dedicated to helping families protect their belongings and lifestyle with proven reliable and well-priced insurance policies. We are here to provide you with peace of mind that your most valued assets are covered at home or while you are on the road.

We can offer you cover for your building or contents weather your home is owner or tenant occupied, you are a landlord, or you own a holiday home.

We have access to market leading policies at very competitive prices.

Contact us for a quote on (08) 8536 2022 or admin@ktageneral.com.au and we will ensure you are appropriately covered for your needs.

Products also to consider

• Motor Vehicle
• Caravan
• Boat
• Motorcycles

Motor Insurance

Whatever you drive we understand the need for the peace of mind that should the unexpected happen you can get your car repaired and back on the road.

There are various levels of cover available for your Motor Vehicle Insurance.

Covers available are:

Comprehensive – covers accidental damage to your vehicle in addition to cover for damage to third party vehicles &/or property

Third Party Cover – covers damage only to third party vehicles & or property (No cover for your vehicle)

Third Party, Fire and Theft – covers fire & theft of your vehicle only in addition to cover for damage to third party vehicles &/or property (No accident cover for your vehicle)

Other optional benefits available include:

• Agreed Value
• Windscreen Replacements
• Hire Car Costs (either resulting from a stolen vehicle or an accident)
  And many more depending on the policy you choose.

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Products also to consider

• Home & Contents
• Caravan
• Boat
• Motorcycles
• Landlords

Boat Insurance

Whether you have a Runabout, Cruiser, Yacht or Jetski, we will organise the right policy for you

We understand that your Boat is your pride and joy, that’s why we only deal with specialist Boat Insurers. They understand the risks and can provide us with flexible policy options, to suit our client’s needs.

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Products also to consider

• Home & Contents
• Caravan
• Motor Vehicles
• Motorcycles
• Landlords

Landlords Insurance

If you have an investment property, the good news is that there is a special ‘Landlord’ policy available to cover these risks.

Landlords Property Insurance provides cover for damage to the buildings and/or contents. You can also include optional cover to suit your needs; Loss of Rent, Rent Default and Theft by a Tenant by a tenant.

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Products also to consider

• Motor Vehicle
• Caravan
• Boat
• Motorcycles
• Home & Content

Business Insurance

KTA Insurance Brokers have access to a comprehensive range of Products and Insurers, we wil create an insurance program that suits your needs.

We provide advice to clients throughout South Australia and build long term, personal relationships to ensure we protect their needs.

Our Services

• Review your insurance needs – the way it suits you!
• Advise on your insurance needs
• Discuss and make recommendations to protect you
• Regularly review the market to ensure that we are acting in your best interest
• Regular reviews that suits you
• We will manage the full claim process to ensure you receive what you are entitled to

Industries we work with

• Commercial Property
• Education and Training
• Health, Aged Care and Medical Services
• Hospitality and Food Services
• Manufacturing
• Construction
• Civil Contractors
• Tradespeople
• Mining
• Performers and Entertainers
• Professional Services
• Sports, Clubs and Associations
• Transport & Logistics
• Wholesale and Retail
• Wineries and Orchids

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Public Liability

In short Public & Products Liability insurance helps protect you and your business against financial risk of being liable for negligence.

From Sole Traders to Large Business, Public & Products Liability is a key component of any Insurance program. It helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property, caused by your business. It can also pay your costs of investigating, defending and settling of claims.

Type of Cover available

Personal Injury – If someone is wrongfully injured by your actions or your product, public and products liability can cover you for your liability to pay damages to the claimant

Property Damage – if property is damaged due to your actions or your product, public and products liability insurance can cover you for your liability to pay damages to the claimant.

Advertising Injury – Liability arising out of advertising carried out by or on behalf of the insured.

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Professional Indemnity

Anyone can make a mistake, but if your business is found liable for negligence, the cost can financially devastating. Not only can it lead to an expensive lawsuit but could damage your businesses reputation. We strongly recommend this cover for anyone who is providing professional service or advice for a fee.

That’s why Professional Indemnity insurance is an important part of your insurance program. It helps protect your assets and brand if your advice causes a client to take legal action against you.

Type of Cover available

Civil Liability – Civil Liability to a third party arising out of a conduct of their professional business

Inquiry Costs – The cost of defending an inquiry by a regulatory body into the professional conduct of the insured

Defence Costs – The costs involved in defending a claim triggered by the policy

Fidelity Cover – Direct financial loss of the business caused by the dishonest of fraudulent conduct of an employee which is first discovered during the period of insurance

Advancement of Costs and Expenses – Additional costs or expenses incurred during a claim.

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Truck Insurance

Whether you are a Transport Company or Earthmoving Business, we have access to market leading products that can be tailored to suit your needs.

We work closely with our clients to ensure they can take advantage of occupations specific covers

Industries we work with

• Owner Operators
• Small Fleets
• Transport & Logistic Companies
• Earthmoving & Excavation Companies
• Couriers
• Agriculture and Farming Contractors

Type of Cover available

• Motor Component
• Carriers Cargo/Liability
• Liability
• Business Interruption/Income Protection
• Dry Hire / Wet Hire
• Hire Costs and Finance Costs

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Farm Insurance

KTA Insurance Brokers have the experience and understanding of the modern Farming Business. As an Insurance Broker representing you the Client, we have access to a number of different Products and Insurers. We build long term, personal relationships to ensure you and your assets are protected.

Our Services

• Review your insurance needs – the way it suits you!
• Advise on your insurance needs
• Discuss and make recommendations to protect you
• Regularly review the market to ensure that we are acting in your best interest
• Regular reviews that suits you
• We will manage the full claim process to ensure you receive what you are entitled to

Areas of Expertise

• Broadacre Farming
• Livestock Graziers
• Pastoral Stations
• Piggeries
• Dairy Farms
• Poultry Farms
• Equine including Agistment
• Vineyards / Wineries and Orchids
• Hobby Farms

For more information, please contact us today: (08) 8536 2022 or admin@ktageneral.com.au

Crop Insurance

The team at KTA has over 30 years’ experience in the Australian rural insurance sector, which means you will get a comprehensive and flexible crop insurance program.

Type of Cover available

• Fire & Hail
• Crop Overspray by a third party
• Extra Harvest Allowance
• Transit
• Straying Livestock
• Protection from first emergence
• Agreed or Market Value
• Stored Seed
• Reducing Excess
• Standing Straw

Specialised Products for

• Broadacre
• Viticulture

To download our Proposal click here

Wineries

Positioned nicely between McLaren Vale and Langhorne Creek, KTA has a unique opportunity to work closely with a number of Wineries and to provide a holistic service for their insurance needs. Living and working amongst our clients we have formed a strong reputation in the area and pride ourselves on providing our clients a unique service.

We understand Wineries are multi-faceted businesses, from the Vineyard to Cellar door and Restaurant to Accommodation. We can assist by arranging the right insurance program for your business.

We can assist with:

• Property
  • Vineyard
  • Stock - Contamination, Spillage & Leakage
  • Stock - Storage
  • Plant & Equipment
  • Cellar door
  • Restaurants
  • Accommodation
• Liability
• Transit
  • Cellar door Sales
  • Grapes
  • Stock
• Crop
  • Fire, Hail & Frost

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General Calculators

Disclaimer

Policy Terms, Conditions and Exclusions apply. Before making a decision, please read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS available from us. Unless we have told you otherwise, our advice to you will be of a general nature only and will not take into account your personal needs, objectives or financial situation. KTA PTY LTD & CRASE FAMILY TRUST (Trading as KTA General Insurance) arranges these products as agent of the insurers and their underwriting agents as applicable. If you purchase this insurance, we will receive a commission that is a percentage of the premium.

Refer to the Financial Services Guide for remuneration, contact and licensee details before we provide you with services.