You're building a career and/or a life together planning for your financial future

• Aged in 20s and 30s
• Working on your career and enjoy having a reliable income
• May be paying off a mortgage, loans, credit cards, cars etc
• Aware of how difficult it is to save and get into your first home
• May be renting or living at home with parents
• Thinking about combining finances and/or starting a family
• Would like to manage your expenses and make provisions for your financial future

Your career is doing well and you want to ensure your family is protected

• Aged in 20s, 30s or 40s
• Want to provide financial security for your family but with a tight budget
• Need to protect assets that you have worked hard to build
• Need to protect income in case you can't work for an extended period
• Would like to allocate education funding
• May have reduced income due to one or both partners reducing working hours to look after children

You want to balance growing your career with celebrating your success

• Aged in 30s, 40s or 50s
• Medical specialist, lawyer, accountant, engineer, architect
• May have established your own business or practice
• Developing your stake in the business
• Have enjoyed financial success
• Open minded, approachable and appreciate good advice

You are looking to stop working and want to plan for your future

• Aged in 40s, 50s or 60s
• Enjoy a successful career but don't want to work forever
• Have started to talk about how to fund your retirement
• May have money to invest and are keen to improve financial knowledge
• May have investments and are concerned with the volatility in the share market
• Want help planning for the future - education, renovations, travel, retirement

You want to enjoy what you have worked so hard for over your career

• Aged in 50s, 60s or 70s
• Have retired or are just about to
• Want to enjoy the fruits of your labour and need help managing retirement income, including advice about social security
• May have Super as well as other investments such as managed funds, shares and property
• Would like to make sure Estate planning affairs are in order