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Quarter 4 of 2008
Articles
Lessons from a shocker of a year
Want to know how petrol is priced? Here's the answer
Global crisis points to need for advice for everyone

Investment Markets Data - To 30th November 2008.

Lessons from retirees: plan early
Rates tipped to fall to 1960 levels
Forgotten in market turmoil
Is the commodities boom over?
Super Fund Binding Nominations - Maybe Not
Turning debt into deleverage

World leaders urge financial reforms

Out of the gloom world growth is emerging

Take note - what you need to do before you retire

Investment Markets Data – To 31st August 2008.
Investment Markets Data – To 31st August 2008.
Economic Indicators

Economic GrowthQuarterYear
Australian GDP0.3% (June 08)2.7% (to June 08)
U.S. GDP (annualised)2.8% (June 08)2.1% (to June 08)
Inflation
Australian CPI1.5% (June 08)4.5% (June 08)
U.S. CPI---5.4% (Aug 08)
Unemployment
Australian Unemployment Rate---4.1% (to Aug 08)
U.S. Unemployment Rate---6.1 (to Aug 08)
Official Interest Ratesat 30 Septemberat 31st August 08
RBA cash rate7.007.25
US Federal Funds Rate2.002.00
Bank of Japan0.500.50
European Central Bank4.254.25
Bank of England5.005.00
10 Year Bond Rates
Australian Interest Rates - 10 year bond yield5.405.76
U.S. Interest Rates - 10 year bond yield3.833.81
Exchange Rates
$A/$USD Exchange Rate0.788860.8612
$A/$EUR Exchange Rate0.56160.5850
$A/$GBP Exchange Rate0.44250.4722
$A/$JPY Exchange Rate83.743096.4617

INVESTMENT MARKETS DATA: 

Investment market performance to 31st August 2008

Asset class
Index
1 mth %3 mths %6 mths %1 yr % pa2 yr % pa3 yr % pa5 yr % pa
Australian cashUBSA bank bill index0.61.93.97.77.16.76.2
Australian fixed interestUBSA composite bond index1.35.35.88.45.95.55.5
International fixed interestLehman global aggregate (hedged)-0.62.01.47.06.05.46.4
Australian propertyS&P/ASX 300 A-REIT index-5.9-1.7-17.2-41.8-16.4-4.25.8
International propertyUBS global investors index ($A hedged)-4.8-1.0-9.5-22.6-9.2N/aN/a
Australian shareS&P/ASX 300 accum index-9.9-10.7-12.3-27.1-1.63.912.3
International share (unhedged)MSCI world ex Australia ($A unhedged)-3.63.6-3.3-16.7-8.1-0.43.9
International share (hedged)MSCI world ex Australia ($A hedged)-11.3-11.2-11.4-23.3-5.21.18.4
International smaller companiesS&P / Citigroup World <US$1.5bn cap ($A unhedged net div)-4.52.4-4.8-20.8-10.6N/aN/a
Global emerging marketsMSCI EM in $A (div reinvested)-9.9-11.1-16.2-25.10.07.215.1

 

Important information

The information contained in this publication is current at the date of issue and may change over time. This publication has been prepared to provide you with general information only. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. In preparing this information we did not take into account the investment objectives, financial situation or particular needs of any particular person. Before making an investment decision you need to consider (with or without the assistance of an adviser) whether this information is appropriate to your needs, objectives and circumstances.



20th-October-2008

        
FuturePlan Partners Pty Ltd, ACN 097 032 114, Corporate Authorised Representative of
SECURITOR Financial Group Limited, ABN 48 009 189 495, AFSL and Australian Credit License 240687,
Level 7, 530 Collins Street , Melbourne VIC 3000.