DISCLAIMER

OWNERSHIP
Please read this legal statement carefully before using this Web Site. This Web Site is owned and operated by Augeo Pty Ltd ABN 69 111 281 013 solely for the purpose of providing information to users about Augeo Wealth Management, its services and its Contents.

ACCEPTANCE
By allowing you to access the Web Site, Augeo Pty Ltd grants to you a license on the terms below. Your use of, or access to this Web Site is conditional upon your acceptance and compliance with the Terms of Use. By continuing to use, or access this Web Site, you agree to be bound by the Terms of Use. Do not use this Web Site if you do not agree to these Terms of Use. Since you are bound by these Terms of Use, you should periodically refer to them.

LIMITATION OF TERMS OF USE These Terms of Use are in no way limited or altered by any other terms or conditions on this Web Site or any other agreement you may have with Augeo Wealth Management for products, services or otherwise.

The following exclusions and limitations apply only to the extent permitted by law, and are subject to the Non Excludable Rights. Augeo Pty Ltd excludes all other conditions and warranties implied by custom, law or statute. If any provision of this agreement is found to be invalid or unenforceable by a court of law, that invalidity or unenforceability will not affect the remainder of the agreement, which will continue in full force and effect. All rights not expressly granted in this document are reserved.

RIGHT TO AMEND TERMS OF USE AND CONTENT
Augeo Pty Ltd may at any time vary, revise, add, amend, modify, or delete any part of these Terms of Use or the Content by publishing the variations on the Web Site without prior notice. You accept that by doing this, Augeo Pty Ltd has provided you with sufficient notice of the variation. Your continued use of this Web Site after the changes constitutes your acceptance of the variations.

Augeo Pty Ltd will make reasonable efforts to bring any changes to the attention of its users, but it is your responsibility to check this page to familiarise yourself with any updates each time you visit the Web Site.

The information contained in this Site is of a general nature only. This information has been prepared without taking into account the objectives, financial situation or needs of any particular individual. For this reason, any individual should, before acting on the

information in this site, consider whether the information is appropriate in light of their investment needs, objectives and financial circumstances, and if necessary, seek appropriate professional advice.

Augeo Pty Ltd does not give any guarantee, representation or warranty as to the reliability, accuracy or completeness of the information on this Site, nor accepts any responsibility or liability arising in any way (including by reason of negligence) for errors in, or omissions from, the information on this Site. This does not limit any rights a person may have under the law. Subject to the law, Augeo Pty Ltd does not accept any responsibility, or owe any duty of care, to any person acting, or refraining from acting, as a result of information on this Site. This Site has been prepared from information believed to be accurate and reliable at the time it was sourced. All information is subject to change without notice.

DEFINITIONS
In this Disclaimer:

1. Augeo Pty Ltd", "Augeo Wealth Management", "we", "us", or "our", means Augeo Pty Ltd ACN 111 281 013, and its subsidiaries, officers, agents, directors, officers, employees and ‘related bodies corporate’ as defined in the Corporations Act of Australia.

2."Content" means any information, files, text, code, material, images, data, sounds, graphics, software, photos, graphics, software downloads, goods, services documents, layouts, applets, CGI interfaces, product photographs, screen designs, descriptions, illustrations, catalogues, advertisements, third party advertisements, publicity material, audio and video material, references to products or services, or specifications contained in, referred to, or omitted from this Web Site, obtained or able to be viewed by accessing any part of this Web site (which may be out of date or superseded), whether it be obtained directly or indirectly, in any machine or human readable format.

3. "Intellectual Property" means all intellectual property rights as defined by Article 2 of the World Intellectual Property Organization Convention of 1967, in any inventions, designs, trademarks, trade names, circuit layouts, plant varieties, business and domain names, logos and get up, confidential information, matter, materials or works accessible on or via the Augeo Pty Ltd Web Site.

4. "Loss" means any direct, special, indirect, incidental or consequential liabilities, damages, claims, losses, costs, expenses, actions, claims, suits, demands, whether in contract, tort (including negligence), statute or otherwise, whether suffered by you, someone else, or claims made against you through the use of this Web Site. This includes, but is not limited to loss of business profits, legal costs and defense or settlement costs.

5. "Non Excludable Rights" means the rights and remedies conferred by the Trade Practices Act and similar State and Territory Legislation in Australia in relation to the provision of goods or services on web sites which cannot be excluded, restricted or modified. Where any Act of Parliament implies any term, condition, representation or warranty into the Content of this Web Site or your use of or access to the Web Site, and that Act prohibits exclusion of that term, condition, representation or warranty, then it will be included in these Terms of Use.

6. "Terms of Use" means the legal disclaimer, intellectual property, security and privacy statement and any other additional terms, conditions, licenses and limitations of liability outlined elsewhere on this Web Site.

7."Third Party Sites" means sites and resources located on servers maintained by others over whom Augeo Pty Ltd has no control; and

8. "Web Site" means those web pages contained within the domain and any sub-domains.